RealTime IT News

Discover Financial Launches Desk$hop Virtual Credit Card

Discover Financial Services launched a virtual credit card called Discover Desk$hop that offers Discover Card users one-click access to online accounts, a drag-and-drop app for shopping on the Internet and real-time available credit balance information.

Secure electronic payment infrastructure solutions company Trintech is powering Desk$hop's form filling function with its PayGate NetIssuer virtual credit card solution.

By simply dragging and dropping the virtual card to an online merchant's check out page, the time consuming form filling of payment pages is removed, Discover said.

Desk$hop, being offered free to customers with Discover cards, supports the Electronic Commerce Modeling Language (ECML) standard and is protected with Secure Socket Layer (SSL) encryption as well as the use of PIN numbers., the company said.

"For the first time, consumers have a single tool to facilitate both online purchasing and account management functions," said Colleen Zambole, vice president for electronic commerce, at Discover Financial Services.

Discover Financial Services, a unit of Morgan Stanley Dean Witter & Co., operates the Discover Card brands with more than 48 million card holders and a network of more than 3.5 million merchant and cash access locations in the United States.